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Author Archives: nickduse
Comparison and Time
Two weeks ago we posed a question, “What if we took all the time, money, and effort we spent on trying to keep up with everyone else, and started giving it away to those who really need our time, money, … Continue reading
Posted in Giving
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What Comparison Gets You
When I was about 13, I was invited to Mario’s Party. I know I’m showing my age a bit when I tell you that this had absolutely nothing to do with a video game – it hadn’t even been thought … Continue reading
Posted in Giving
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The Anti-Lottery: Save Steady
If I enjoyed giving guilt trips, I might want to talk to the guy who’s spent $10 a week for the past 5 years trying to win the lottery. I’d want him to have kept his box of 2,600 losing … Continue reading
In Case of Emergency, Relax…
Relax? Yes, if you’ve got an “emergency fund”, you have a reasonable shot at a state of non-panic when financial emergencies occur. The first thing to do here is to define “emergency”. Emergencies are situations that interfere with your basic … Continue reading
Posted in Savings
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All Debt Costs You is Your Freedom
Shortly after leaving college and getting married, my friend Chris and his wife felt a calling to move to Europe and begin working with those less fortunate. They also wanted to be under the guidance of an organization that would … Continue reading
Posted in Debt
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The Real Payoff From School Loans
For those of us with school loans (or those of us who know someone with school loans…there, that should be everyone, right?), there are a few emotional moments when it comes to paying them off – the first tough moment … Continue reading
Posted in Debt, Giving
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First Things First
Starting to spend that tax refund (at least in your head?) Had an unexpected financial gift come your way? While it may not happen as often as we like, it is a really nice thing to have a little (or, … Continue reading
Posted in Giving
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Got a Need? Give your way out of it.
My wife and I just had our first baby, and as everyone predicted (in no particular order): We have lost sleep (and hope to find it again someday), we can now change a diaper in the dark in under fifteen … Continue reading
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Phishing for Trouble
Recently, I’ve had a few people forward some spam and “phishing” (trying to get unauthorized information from you) e-mails that they have received, and I am saddened to report that the bad guys are getting better at this. While your … Continue reading
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The Power of an Envelope
A few years ago, I started receiving some gifts that came in envelopes but weren’t cash, weren’t gift cards, and they weren’t homemade coupons for washing my car the following summer (though those in particular are always encouraged.) These gifts … Continue reading
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