Author Archives: nickduse

Got a Need? Give your way out of it.

My wife and I just had our first baby, and as everyone predicted (in no particular order): We have lost sleep (and hope to find it again someday), we can now change a diaper in the dark in under fifteen … Continue reading

Posted in Uncategorized | Leave a comment

Phishing for Trouble

Recently, I’ve had a few people forward some spam and “phishing” (trying to get unauthorized information from you) e-mails that they have received, and I am saddened to report that the bad guys are getting better at this.  While your … Continue reading

Posted in Uncategorized | 1 Comment

The Power of an Envelope

A few years ago, I started receiving some gifts that came in envelopes but weren’t cash, weren’t gift cards, and they weren’t homemade coupons for washing my car the following summer (though those in particular are always encouraged.)  These gifts … Continue reading

Posted in Uncategorized | 1 Comment

Count on December

Yes, I know what you’re going to say, Christmas is already here, it’s too late to save for it.  OK, I’ll grant you that.  But if I had one Christmas wish for you (and for me), I would wish that … Continue reading

Posted in Budgeting | Tagged , | 1 Comment

Give Your Savings a Name!

A friend of mine was losing sleep the other week, concerned about his financial future.  Not the “it’s what I’m thinking about as I drift off” kind of losing sleep, but more like the “I wake up every two hours … Continue reading

Posted in Savings | 1 Comment

Just Say No

Debt can seem normal and needed (“everyone’s doing it”) until it starts to place demands on your life.  Debt loads us down with financial burdens that keep us from things like financial freedom, generosity, and saving for future needs.  We … Continue reading

Posted in Debt | 5 Comments

Guaranteed Investment

Last Friday I had the tremendous opportunity to talk about personal finance with a group of recent college graduates for a few hours.  We had a great time (well, I did…hopefully they did as well).  They were engaged and asked … Continue reading

Posted in Giving | 1 Comment